Guides
Debt
Everything we’ve written about debt.
Debt
The freed-payment rule: what to do the month a debt is paid off
When a loan ends, its payment doesn't vanish. It turns into spending unless you decide otherwise. Here's how to decide, and why the timing matters.
DebtWhy you should never prepay a 0% plan, and what to do instead
Paying off interest-free money early feels responsible but buys nothing. Where the extra should go instead, and the one kind of 0% deal that needs care.
DebtAvalanche, snowball, or cascade? Ordering debts when one ends
People argue about which debt to pay first. The bigger win is what happens to each payment when a debt ends. Worked numbers for all three ideas.
DebtPromo APR cliffs: how not to get surprised when 0% ends
A 0% balance transfer is a deadline, not a discount. How to work out the payment that clears it in time, and when to start worrying.
Your next payday could come with a plan.
Payday Plan is opening to households a few at a time. Ask for a spot, or sign in if you’re already in.